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My Diary For 2023

Every year I write a blog post about which diary system or set up I am going to use for the following twelve months. In recent years, I have moved away from a Filofax (I trialled something earlier this year - more of that in a minute) and fallen in love with the Hobonichi printed diaries. For the last two years I have used a Hobonichi Weeks as my personal planner and I won't be deviating from that this year. I have tried a Hobonichi Techo A6 a couple of times but have never managed to feel comfortable with it size-wise.  I have always lusted after the Hobonichi Cousin A5 as a main work planner so, this year, I have bitten the bullet at launch time and invested in my very first one. Hobonichi Weeks The Hobonichi Weeks is a slim diary with a yearly, monthly and weekly layout. The main section is a "week to view with notes" and there are an additional 70 note pages at the back. This year (2022) I used the "Mega" version which comes with almost three times as m

Is Home Insurance Important?

Once upon a time I used to work at an insurance brokers.  It was my first full time job and it was the basis for my career path.  I also enjoyed a generous discount for all types of insurance and, boy, I wish I still had that discount now.  Shopping around for our insurance is the usual way to find the best deal but the AA Home Insurance always comes recommended.  I always like a good bargain.

Car insurance is a legal requirement to be able to drive on the roads but did you know that home insurance should (or at least buildings insurance) is compulsory for any home with a mortgage?  It can feel pointless paying out money month after month into a bottomless pot to secure a ‘just in case’ moment, especially in frugal times, but home insurance is just as important as it has always been. 

It’s always good practice to review your level of insurance too, especially if you are building your home and adding to your possessions.  Imagine having to replace everything you own... scary thought, huh?

Home insurance is something that we have always had because with children and pets you never know what is going happen.  Luckily, we have never had any major claims (apart from the time that all the bicycles got stolen from outside the back of the house when we lived in a fairly rural area) but I know I wouldn’t have the money available to replace all our family treasures if anything ever happened to them.  We always choose contents insurance with an accidental damage clause and our buildings cover is slightly more expensive now that we have an old house and we are exposed as an end terrace but it’s better to be safe than sorry.

Is home insurance something that you treat as priority or is it the first outlay to be cancelled when you’re a bit strapped for cash?  Let me know in the comments.

This is a sponsored post. Please see my disclosure policy for more details.