Once upon a time I used
to work at an insurance brokers. It was
my first full time job and it was the basis for my career path. I also enjoyed a generous discount for all
types of insurance and, boy, I wish I still had that discount now. Shopping around for our insurance is the
usual way to find the best deal but the AA Home Insurance always comes recommended.
I always like a good bargain.
Car insurance is a legal
requirement to be able to drive on the roads but did you know that home
insurance should (or at least buildings insurance) is compulsory for any home with a
mortgage? It can feel pointless
paying out money month after month into a bottomless pot to
secure a ‘just in case’ moment, especially in frugal times, but home insurance
is just as important as it has always been.
It’s always good
practice to review your level of insurance too, especially if you are building
your home and adding to your possessions.
Imagine having to replace everything you own... scary thought, huh?
Home insurance is
something that we have always had because with children and pets you never know
what is going happen. Luckily, we have
never had any major claims (apart from the time that all the bicycles got
stolen from outside the back of the house when we lived in a fairly rural area)
but I know I wouldn’t have the money available to replace all our family
treasures if anything ever happened to them.
We always choose contents insurance with an accidental damage clause and
our buildings cover is slightly more expensive now that we have an old house
and we are exposed as an end terrace but it’s better to be safe than sorry.
Is home insurance
something that you treat as priority or is it the first outlay to be cancelled
when you’re a bit strapped for cash? Let
me know in the comments.
This is a sponsored post. Please see my disclosure policy for more details.